Sales Point Systems Business Services
Flat Rate & Pass-Through Plus

Pricing you can actually budget

Pick the structure that fits your business — a simple flat rate, or pass-through plus that shows your true cost. Either way, the statement is clear and the rate is steady.

A business owner reviewing a clear pricing statement at the counter

Two ways to price your processing.

Flat Rate

One steady rate on every transaction. Easy to predict, easy to budget — best when you want simplicity over everything.

  • One rate on every card
  • No interchange swings to track
  • Simple to explain to your team

Pass-Through Plus

Interchange passed through at true cost, plus a clear fixed fee. Best for higher volume where seeing the real cost saves you more.

  • True cost plus a clear fee
  • Easy-to-read monthly statements
  • Best for higher-volume businesses

What you always get.

Simple, steady rates

One rate you can budget around — no surprises on your statement.

True pass-through cost

Interchange is passed through at cost, plus a clear, fixed fee on top.

Easy-to-read statements

See exactly what you pay and why, line by line, every month.

Built around your business

Your rate is set to your volume and card mix, not a one-size template.

No pushy sales pitch

We show you the math. You decide if it makes sense for you.

Switching is easy.

1

Send us a recent credit card processing statement.

Any processor. We review it free.

2

We show you the right model.

Flat rate or pass-through — what fits your volume.

3

We set everything up.

And train your team at your convenience.

FAQs

It depends on your volume and card mix. Flat rate is simple and predictable; pass-through often costs less at higher volume. We'll show you both on your statement so you can compare.

No. You get a clear statement that shows your true cost. If something isn't clear, reach out and a real person will explain it.

Yes. If your volume changes, we can revisit the structure that fits you best.

Send us a recent credit card processing statement. We'll show you what each model would cost — free, no obligation.

See which pricing fits your business

Send us a recent credit card processing statement and we'll show you a clear side-by-side of flat rate vs. pass-through.